Effective Date: February 16, 2026
Last Updated: December 30, 2025
Ovie provides technology tools that help users store, view, and interact with their own insurance-related information. We do not underwrite, sell, quote, or service insurance policies, and we are not an insurance company, broker, or agent.
This Policy explains:
We may also collect regulatory tracking and audit trail data as required under applicable law.
We use collected information to:
We only send SMS or system messages when you provide explicit consent (see Section 5).
We do not sell your information. We never share personal data with any third party or affiliate for their own marketing or promotional activities.
Where required by law, we may share information with regulators or governmental agencies.
End users provide consent to receive communications within the Ovie mobile application or web application during the account registration process.
As part of verifying their phone number, users are prompted to agree to receive an SMS verification code. The opt-in language presented to users is:
"I agree to receive a verification code to confirm my number. Standard message and data rates may apply."
All opt-in records are retained for verification, and users may withdraw consent at any time by following the opt-out instructions in section 7.1.
We retain proof of consent and maintain suppression lists for opt-outs.
OVIE is owned by KMI Family Ventures.
To support the functionality, hosting, analytics, and performance of OVIE, KMI Family Ventures engages certain third-party technology service providers which provides underlying technical infrastructure and platform support.
Such service providers:
By entering into these Terms or using the Company Properties, you agree to receive communications from Ovie and, where applicable, its affiliated providers.
Communications may be delivered via email, SMS (text messages), phone calls (including prerecorded messages generated by automated dialling systems), and push notifications.
These communications may include account-related and operational messages, security alerts, updates about new or existing features, product announcements, promotional communications from Ovie or its third-party partners, and company or industry news.
Ovie will send emails to the address you provide when creating or using your account. These may include mandatory account notifications, security alerts, and important service-related information.
Enrollment in additional email subscriptions does not affect the frequency of these required communications. IF YOU WISH TO OPT OUT OF PROMOTIONAL EMAILS, YOU CAN UNSUBSCRIBE FROM OUR PROMOTIONAL EMAIL LIST BY FOLLOWING THE UNSUBSCRIBE OPTIONS IN THE PROMOTIONAL EMAIL ITSELF or by managing your notification preferences in your account. No fees are charged by Ovie for emails; however, standard data or internet charges from your service provider may apply.
If you choose to receive SMS messages, standard messaging and data rates from your mobile carrier may apply. Message frequency varies based on your interaction with the platform. You may cancel SMS communications at any time by emailing hello@myovie.io. If you have questions about your text or data plan, please contact your wireless provider. Mobile carriers are not responsible for delayed or undelivered messages. We may change the short code or phone number used for SMS services at any time, and messages sent to outdated numbers may not be received.
Disabling certain communication settings may limit your ability to receive important updates or access specific features. An active Ovie account is required to use most services. If you are located in the United States, SMS communications are governed by the Ovie SMS Terms.
We do not sell or share your mobile number or SMS opt-in data with third parties for marketing or promotional purposes. We may share your personal data with service providers who help deliver SMS messages.
By providing your mobile number and consenting to receive text messages from Ovie via AWS SNS ("Opt In"), you agree to these SMS Terms, understand that we will handle your personal information as described in the Ovie Privacy Policy, and acknowledge that disputes will be resolved according to our Terms of Service. Message frequency may vary, and you can also opt in and opt out by contacting us via email or replying STOP to any message:
By Opting In:
Opting Out:
You may withdraw your consent at any time by:
Delivery and Liability:
Ovie uses AWS Simple Notification Service (SNS) to send SMS messages. We will use commercially reasonable efforts to deliver automated messages to the mobile number you provide. Ovie and wireless carriers are not responsible for delayed or undelivered messages.
Eligibility:
You confirm that you are the current subscriber or authorized user of the mobile number you provide and have permission to Opt In.
We retain your data based on regulatory, contractual, and operational requirements. Retention periods vary depending on data type. We use industry-standard encryption, access controls, and monitoring to protect your personal data.
This includes the insurance policies, declarations pages, applications, summaries, and any other documents or information you upload, store, or generate through your account.
You own and control this content. It is treated as your personal information under applicable privacy laws (including CCPA, GDPR, and state insurance data-security regulations). You may view, export, share (via authorized features), correct, or delete this content at any time while your account is active, subject to our standard data-retention and regulatory obligations.
This includes login records, activity logs, audit trails, IP addresses, device identifiers, session duration, feature usage metadata, and similar system-generated information created through your interaction with the platform.
This data is owned and controlled exclusively by the Company and is not considered your personal data for purposes of access, portability, or deletion rights. We generate and retain this information solely for security, fraud prevention, platform improvement, regulatory compliance, and legal protection purposes.
While your account remains active and in good standing, we may display limited portions of this system data to you for transparency (for example, recent login history). However, you do not have an automatic right to export, delete, or receive a complete copy of these operational logs. The Company may retain this data indefinitely, or delete or archive it at our discretion, and we are not required to preserve it for your benefit once it is no longer needed for our legitimate business or legal purposes.
We maintain appropriate technical and organizational measures to keep both categories of information secure, and we will never sell your Insurance Content. System Access and Activity Data may be used anonymously or in aggregated form to improve our services.
You may request access, correction, or deletion at any time: hello@myovie.io
Your rights may differ depending on jurisdiction (GDPR, CCPA, NY 23 NYCRR 500, etc.).
We use cookies to:
Users may disable cookies but some features may not work properly.
We maintain administrative, technical, and physical safeguards designed to protect the confidentiality, integrity, and security of the information we collect and store. If we determine that a breach of the security of our systems has occurred and that it may have resulted in unauthorized access to, or acquisition of, your personal information, we will take prompt action consistent with applicable law.
In the event of such a breach, we will:
We may use data processors to provide services to the Ovie product where third party integration is required. These organizations act on our behalf under binding contractual controls.
We may update this Policy occasionally. We will revise the "Last Updated" date and notify users when required.
For questions or to exercise your rights, please contact:
Office Telephone: (505) 555-0125
Email: hello@myovie.io
Address: 111 E. Merrill St. Suite 200, Birmingham, MI 48009